To add to the challenges Notaries face, Artificial Intelligence (AI) technology is making it more difficult to detect identity fraud. As discussed in our previous article on AI-generated fraud, AI can not only be used to steal a victim’s sensitive personal information. It can also create false “deepfake” images and voices to help criminals pose as other people.
The Federal Trade Commission has proposed rules to prohibit the use of AI to generate images, video and text to harm consumers through impersonation. “Fraudsters are using AI tools to impersonate individuals with eerie precision and at a much wider scale. With voice cloning and other AI-driven scams on the rise, protecting Americans from impersonator fraud is more critical than ever,” Federal Trade Commission Chair Lina M. Khan said in February.
“As the use of AI grows, lawmakers are concerned about its use for fraud. They are getting really nervous,” NNA President Tom Heymann said last year in his keynote speech at the 2023 NNA Conference in Scottsdale, Arizona. “What artificial intelligence is capable of now is almost like magic.”